Anuj Goel Ganga | Benefits of Buying a New Flat in Your Spouse Name In Pune

Purchasing a home for a family is a part of a dream these days. These decisions require ample research. With the amount of analysis, choosing the homeowner from the family members becomes a task as well. Preferably, most of the buyers take the decision only when both the spouses are ready for the same. Notably, in countries like India, home buying has equivalent emotional value along with the financial value. According to Anuj Goel Ganga attaching your spouse’s name, with the home not only enhances the opportunity to feel ownership and increases an emotional attachment, but it also adds various additional benefits.  

Stamp duty

It is one of the integral parts of buying property. At times, it is not covered by agencies providing housing loans. It is a charge payable on the sale agreement on or before the date of property registration. To encourage more woman buyers in the realty sector, relaxation of stamp duty is provided by 1-2%. Adding your spouse to the ownership of the property will make you save a considerable amount in stamp duty charges. Maharashtra has lauded a 1% concession on stamp duty charges from April 1, 2020. This leads to an ease in buying a reliable dream home, states with Goel Ganga Developments Pune.

Improved loan eligibility

Another benefit of adding a spouse as an owner would enhance loan eligibility. Applying for a loan via home loans will make a higher amount available according to the net income of your spouse. Loans can be availed in a larger proportion if the home is purchased as Co-Owners.

GoelGanga Developments Owner explain that purchasing a home in spouse’s name has direct and obvious tax benefits, including a deduction of INR 1,50,000 every financial year, under section 80C. An additional of INR 50,000 would be claimed if the principal amount of the loan is re-paid.

Extra discounts

Many banks and agencies offer extra discounts to women on home loan interest rates as compared to men. Nearly the difference varies between 0.5-1% depending on the companies. The company helps its customers to find the appropriate housing loans as required. This can be a treat to delight by adding your spouse’s name to the property by showing equality. This sweetens the relationship between you and your spouse.

To increase the number of women buyers 

The interested women who are desirous to invest in real estate, the government of India has introduced a lot of home loan benefits. With the government’s implementation of the Pradhan Mantri Awas Yojana (PMAY) scheme that provides interest subsidies while making adult female ownership, the incentives for women to become homeowners have increased.

Since 1982, Goel Ganga Developments Pune has worked with a commitment to provide affordable and comfortable housing in different localities of Pune like Kalyani Nagar, Hinjewadi, Magarpatta city, Hadapsar, etc. With more than 20,000 happy families the company promises to maintain the balance among the home buyers and encourage women as co-owners to their residence.

The Best Ongoing Projects in Pune: Ready to Transform the Real Estate Sector

The township of Pune is growing in every field providing it with better possibilities. From agriculture, industries, schools to real estate, the city is presenting a brilliant platform for everyone to flourish. Talking about the city’s real estate division the value of Goel Ganga Developments Pune cannot be denied. It is popular and acknowledged by the Pune people of its establishment. The company is now maintained by Annuj Goel Ganga. The builders have successfully transformed the skyline of Pune and gave it a solely innovative appearance. They have stretched their wings from north to south, east to west, and reconstructed the panorama of Pune wonderfully. 

Here is a brief about the highlighted ongoing projects from the group:

·        Ganga Amber, Tathawade – It is marked in the western region of Pune. In Tathawade, the rates are convenient and affordable in comparison to Hinjewadi, Baner, and Aundh. The proximity to the prime IT hubs and educational centers made it a promising land. Ganga Amber is ideally situated in one of the elite neighborhoods of the city with utilitarian residential abodes. With the benefits of location and connectivity, it becomes the most awaited project from Goel Ganga Developments Pune. 

·        Ganga Fernhill, Undri - Unquestionably, Undri has turned to the most demanding location of Central Pune in recent years. Homebuyers are excited about its excellent neighborhood like Nibm road, Nyati County, and Laxmi Nagar. Moreover, the availability of furnished luxury flats in Undri is a blessing. It has schools like DPS, Bishop, and Dorabjee malls are in the span of 4-5 kilometer. 

·        Ganga Florentina, Nibm Road – This apartment is an excellent masterpiece in the list of residential projects in Nibm. It has planned designs and excellent supervision of proficient artisans and engineers. Additionally, Nibm is well-connected to Magarpatta IT Park, Hadapsar, Hinjewadi, and Solapur highway. The Airport and Railway station are around 30-40 minutes away. The beautiful building is adjacent to Bishop's, RIMS, and DPS schools, and in the circle of D-mart and Dorabjee paradise mall. 

·        Ganga Newtown, Dhanori – In terms of Annuj Goel Pune, this residential project is ready to deliver a fabulous gated community in the developing suburban region of North Pune. Its proximity to international Pune airport makes traveling and transportation easy. To date, 70 percent of flats are sold out of Ganga Newtown. It is attracting the buyers with its extensive list of amenities like swimming pools, green parks, and safe environment that are perfect to cater to all the needs of its residents. It has CCTV cameras, 24/7 water, and power supply, broad roads, elevators, etc.  

All these ongoing projects are the abridgment of classic structure and marvelous designing skills of 21st-century real estate accomplishments. And Goel GangaDevelopments Owners believe that due to the Coronavirus outbreak there will be no hike in the rates for the next 5-6 months. It turns to be an ideal time to purchase a luxury flat in Pune. 

Follow These Guidelines to Find the Best Real Estate Developers in Pune

As a home buyer, deciding on the right builder or real estate agency is not so easy. Especially in cities like Mumbai, Pune, Nashik, Chennai, Bangalore, etc. Annuj Goel Ganga suggests taking a deep breath before starting the process of home buying is good as it requires lots of homework and stress. Apparently, buying a home is a dream moment that is equally important in everyone’s life. 

Pune is on the top priorities these days on every buyer and investor list. As the city is developing with every passing day, huge crowd and endless opportunities are knocking its door that makes it the most wonderful city to live happily. And the best advantage of buying a home in Pune is its proximity to Mumbai. No doubt, the unending possibilities have increased the velocity of finding perfect properties in Pune. Here, we are giving a few suggestions to help you in finding the best real estate developers in Pune: 

•         Ask for recommendations: Consult the family, friends, neighbors, colleagues, etc. and take their opinions regarding home buying. In this industry, references can be inferred as the most reliable mode of information. 

•         Do some homework: Search about the developers you are picking from the internet. Go through various communities, reviews, forums, etc. and get yourself registered, interact with the fellow buyers, contact them, share your queries, this way you can collect plenty of information on how to buy 2 bhk houses in Pune? 

•         Take help from social media: Heading towards social media platforms is proving beneficial these days. These days every prominent builder is attracting the buyers and investors through engaging posts, quizzes, live sessions, webinars, etc. on different platforms. From these sources, it becomes easy to get minute details like price, client reviews, upcoming projects, amenities, sitemap, etc. and make a final decision. 

•         Check the quality of builder’s workmanship: Performance includes cost, reliability, how long it took to complete a project, reviews, reputation through print media, online feedback, etc. The buyers can compare all these essentials and final a deal according to their needs.  

•         Go for a local brand: It is believed that a local brand can provide appropriate specifications, and best price agreements considering all the factors. Because it is a matter of personal interest and their reputation in the market. It makes finding the best real estate developers in Pune an easy job.  

•         Review there working style and procedure: A reputed builder or developer will help in the documents, certificate, verification, etc. punctually says Anuj Goel Pune. With them, you can cross-check the authenticity of the property physically. 

•         Verify the credibility through their employees: It is believed that a trustworthy developer maintains an expert team of skilled engineers and salespeople. They must be available 24/7 to help the customers regarding locality, amenities, etc. 

In the end, buying a home in a decent locality is not an easy task, yet, it is the most fascinating plan in every mediocre family. We all know that Pune is home to fabulous weekend gateways, brilliant green landscapes, world-class schools, Business Parks and everything to make living comfortable and the best. In this segment, Goel Ganga Developments is providing a beautiful catalog of comfortable and affordable flats in prime localities such as Undri, Dhanori, Nibm, Tathawade, Kalyani Nagar, Hinjewadi, etc. making Pune an ideal city for buying decent properties